Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Net Unrealized Appreciation (NUA) Explained Have you considered the special tax treatment on company stock held in a 401(k) plan? Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs.